Flume Fee Schedule &
Transaction Limits Disclosure

Free Trial Information: Introductory accounts that complete onboarding are auto-enrolled for three calendar months in our “Essentials” plan with full access to all Essentials features, such as - Get Paid by Card. As part of the free trial, new Flume business accounts that have completed onboarding are allotted 30 free bill pay transactions per month (i.e., paying a vendor) for the free trial period; for any bill pay transactions beyond 30 in a month they will be charged according to the Essentials pay as you go pricing schedule below. Authorized users may choose to change their plan at any time by emailing Flume support. At the end of the free trial period, business accounts will be auto-debited for Essentials access on a monthly recurring basis unless authorized users choose to change their plan by contacting Flume support.

Transaction Fees

Starter

Basic

Essentials

Custom

Free Transaction Limits

n/a

Pay per use:

30 free transactions (digital check, physical check or standard ACH) per month per Business Account, then pay per use.

Custom

Physical Check

n/a

$3.00

$2.00

Custom

Digital Check

n/a

$2.50

$1.50

Custom

Standard (next-day) ACH

n/a

$2.00

$0.50

Custom

Same-day ACH

n/a

$5.00

$2.00

Custom

Transaction Fees

Starter

Basic

Essentials

Custom

Free Transaction Limits

n/a

Pay per use:

30 free transactions (digital check, physical check or standard ACH) per month per Business Account, then pay per use.

Custom

Physical Check

n/a

$3.00

$2.00

Custom

Standard (next-day) ACH

n/a

$2.00

$0.50

Custom

Same-day ACH

n/a

$5.00

$2.00

Custom

FlumePay

n/a

Free

Free

Custom

Payment Error Fees

Starter

Basic

Essentials

Custom

Check Return

n/a

$15.00

$15.00

Custom

ACH Return

n/a

$25.00

$25.00

Custom

Canceling Payment Before Payment Initiation

n/a

$0.00

$0.00

Custom

Inactive Account Fee*

Starter

Basic

Essentials

Custom

*Please see inactive account definition in Terms of Service.

Transaction Limits (per Transaction)

Starter

Basic

Essentials

Custom

Digital Check

n/a

No Limit

No Limit

No Limit

Same-day ACH

n/a

$1,000,000

$1,000,000

$1,000,000

Standard (next-day) ACH

n/a

No Limit

No Limit

No Limit

Get paid by card fees

Starter

Basic

Essentials

Custom

Payment Card Acceptance Fees

n/a

Third-party service provider + 0.50% per transaction.


  • If you have questions regarding transaction limits, please reach out to flumesupport@wexinc.com.

  • There is no limit to the number of monthly or annual transactions.

  • Customers with a “Custom” plan are provided with a custom transaction fee schedule.